A long-term loan taken to buy or build a house; a mortgage. Typically involves set repayment periods and interest rates.
住宅ローンの金利が上がると月々の返済額が増える。
If mortgage interest rates rise, monthly repayments increase.
初めて家を買うときは住宅ローンの条件をよく確認するべきだ。
When buying a house for the first time, you should carefully check the mortgage terms.
銀行で住宅ローンの仮審査を受けてから本申込みをした。
I had a preliminary mortgage assessment at the bank before submitting the formal application.