The principal amount of money invested or lent — the original sum excluding interest (principal).
ローンの利息を払っても元本はなかなか減らない。
Even after paying interest on the loan, the principal often doesn't decrease easily.
投資元本を守ることを優先して、安全な運用を選んだ。
Prioritizing protection of the invested principal, I chose a safe investment strategy.
元本が1,000万円で利回りが5％なら、年間の利子は約50万円だ。
If the principal is 10 million yen and the yield is 5%, the annual interest is about 500,000 yen.
Income-producing assets or capital — the assets that serve as the basis for generating income.
賃貸アパートを購入して家賃収入が元本の回収に使われている。
I bought a rental apartment and the rent income is being used to recover the principal.
元本を分散投資することでリスクを下げることができる。
By diversifying the principal across investments, you can reduce risk.